Top Financial Advisors in New Mexico

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Located in Albuquerque, Ulrich Investment Consultants (UIC) tops our list with with more than $1 billion in assets under management (AUM). The firm specializes in software-backed financial planning strategies and investment portfolio management. 

You don’t need a minimum investment to establish a relationship. 

That said, SEC records show most of the firm’s current clients are non-high-net-worth individuals. The fee-based firm works with high-net-worth and non-high-net-worth individuals, as well as pension and profit-sharing plans, charities, businesses and sovereign governments. 

Ulrich Investment Consultants Background 

UIC was founded in 2007. John P. Ulrich serves as the principal owner. He previously served major investment roles at firms like Sovereign Investment Advisors. 

UIC operates as an open-architecture firm. So when you work with the firm, you have access to numerous outside partners who can help you meet your financial goals. It also utilizes different software and tools to help its clients. 

For instance, the firm utilizes a private financial portal powered by e-Money to perform an analysis of your financial situation and recommend the appropriate adjustments. This analysis may address some or all six of the following financial planning areas of focus established by the National Endowment for Financial Education and endorsed by the Certified Financial Planner Board of Standards:

• Financial position
• Protection planning
• Investment planning
• Income tax planning
• Retirement planning
• Estate planning

UIC may earn fees from several sources. It can charge you fees based on a portion of your AUM for investment management services. It may also charge you financial planning fees on a fixed or hourly basis. In addition, UIC may collect commissions and other types of compensation from third-party affiliates for selling or recommending their products.

Ulrich Investment Consultants Investing Strategy 

UIC looks to create diversified investment portfolios, based on your individual circumstances such as risk tolerance and time horizon. It invests in a variety of different asset classes including mutual funds, exchange-traded funds (ETFs), index funds and alternative investments. In evaluating these securities, the firm turns to several different sources such as market and financial data published by major firms like Morningstar and Callan Associates. 

The firm generally selects investment managers for client portfolios. Or it may turn to Natitxix Managed Portfolio Advisors. According to its website, this strategic implementation partner, provides various portfolio overlay services and active portfolio rebalancing driven by technology and experienced advisors.

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REDW Wealth is a fee-only firm that works with both high-net-worth individuals and non-high-net-worth individuals, as well as pension and profit-sharing plans, charities and corporations. There is no account minimum balance for clients.

The firm’s advisors can create a comprehensive financial plan to help you address aspects of your financial life based on your individual needs. This plan may cover: 

• Retirement planning
• Estate planning
• Business management
• Investing
• Strategic tax services
• Risk management
• Stock option and cash-flow planning
• Social Security benefits 

REDW Wealth Background 

REDW Wealth first opened its doors to the Albuquerque community in 1997 as Rogoff & Stanley Financial Advisors. It adopted its current name in 2000, when it registered with the SEC as an investment advisor. 

As a fee-only firm, advisors earn fees solely from clients for services rendered. They do not earn commissions from third-party firms for selling annuities, insurance, stocks, bonds, mutual funds or other products. 

REDW Wealth Investing Strategy

REDW Wealth emphasizes strategic asset allocation when it comes to investing. This means it seeks to create diversified portfolios that adhere to your individual circumstances such as risk profile and personal goals.

To meet these goals, the firm may invest your assets in a mix of the following: 

• Exchange-traded funds (ETFs)
• Index funds
• Real estate investment trusts (REITs)
• Actively managed funds
• Individual stocks and bonds 

In evaluating these investments, the firm turns to several different sources of information such as financial media, fund prospectuses and research published by third parties.

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John Moore & Associates, Inc., is a fee-based firm that serves high-net-worth and non-high-net-worth clients, pension and profit-sharing plans, charities and corporations. It has no minimum account balance requirements.

The firm’s advisory team holds multiple certifications, including the accredited asset management specialist (AAMS), accredited investment advisor (AIF), certified financial planner (CFP), certified investment management analyst (CIMA) and certified kingdom advisor (CKA) designations. 

John Moore & Associates Background

John Moore founded his namesake firm in 1997. He and financial planner Brian Chochran and their families own the practice directly and through trusts. 

The firm only offers investment management services through a variety of asset allocation models, including equity, fixed income and balanced.

John Moore & Associates Investing Strategy 

John Moore & Associates can establish a diversified portfolio that adheres to your individual risk tolerance, investment goals and time horizon.

When evaluating securities, the firm examines the potential of companies it may invest in based on their earnings, debt, competitors and other information. It uses several resources of information including financial newspapers and magazines as well as industry research published by third parties.

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Spence Asset Management is a fee-only firm that generally requires a minimum investment of $50,000 to establish a relationship.

Spence Asset works with high-net-worth and non-high-net-worth individuals, pensions and profit-sharing plans, charities, municipal governments and corporations. 

The firm can design a holistic financial plan to meet your individual needs. Its advisors specialize in delivering advice around the following financial topics: 

• Portfolio management
• Estate planning
• Retirement savings
• College funding through vehicles like 529 plans
• Cash management

The team at Spence Asset features two chartered financial analysts (CFAs) and one certified financial planner (CFP). 

Spence Asset Management Background 

Spence Asset Management was founded in 1992 as Lord, Spence & Associates. It adopted its current name in 2000. Eric Walton, a long-time employee, currently serves as the primary owner. 

Spence Asset Management is a fee-only firm. So its compensation comes solely from its clients. The firm charges an asset-based fee for portfolio management services and hourly or fixed fees for stand-alone financial planning services. 

Spence Asset Management Investing Strategy

Spence Asset Management employs a variety of portfolio models. Each has its own asset allocation and objective. The firm may invest your assets in one it deems appropriate for you based on your individual financial situation and goals. These models include: 

• The Stock Management Discipline FOCUS Equity - This model is designed for those seeking aggressive growth, this strategy primarily invests in common stocks traded on U.S. based exchanges to maximize return and decrease turnover.
• The Income Management Discipline - This model invests in different fixed-income securities such as short, intermediate and long-term bonds, municipal bonds, closed-end funds and open-end funds. 
• The Balanced FOCUS Discipline - This model combines equity and income strategies to create an asset allocation that seeks moderate growth.
• No-load Fund Discipline - As the same suggests, this model invests in no-load mutual funds, which the firm uses in an active management strategy.

The firm uses various sources to analyze the securities it invests in as well as overall market conditions. This includes readily available info like financial media and industry research.

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LongView Asset Management is a fee-only firm that works with high-net-worth and non-high-net-worth individuals, as well as charities. 

The firm specializes in social investing and retirement planning. 

LongView Asset generally provides financial planning in conjunction with portfolio management, as opposed to stand-alone services. 

The firm generally requires you to maintain a minimum investment of $500,000. But it may waive this requirement at its discretion. 

LongView Asset Management Background 

LongView Asset formed in 2002. Chief Compliance Officer David A. Cantor and Principal Harlan Flint currently own it. Cantor has been in the financial services industry since the 1980s. 

As a fee-only firm, advisors earn compensation directly from client fees. They do not collect commissions from any third-party firms. 

LongView Asset Management Investing Strategy 

LongView Asset offers two portfolio models. Its actively managed model seeks to exploit market trends for stronger returns. The firm would apply this strategy to a portfolio that reflects your risk tolerance, investment goals and other personal factors. 

The firm also offers LongView ESG Direct, an automated investment program that utilizes ESG-based mutual funds, exchange-traded funds (ETFs) and a cash allocation. It’s generally available only to clients who can’t meet the minimum investment requirement.

BCO Wealth is a fee-based firm that serves individuals, high-net-worth individuals, charitable organizations and pension and profit-sharing plans. The firm provides investment strategy, personal investment management and portfolio monitoring as well as assistance in related matters.

Staffers at the firm hold various professional designations, including chartered life underwriter (CLU), chartered financial consultant (ChFC), certified public accountant (CPA) and chartered advisor for senior living (CASL).

As a fee-based firm advisors may receive commissions from insurance companies when they sell policies, such as annuities, to clients. However, as a fiduciary, BCO must always put each client's best interests first, at all times.

BCO Wealth Background

The firm was formed in May 2022, and the principal owners are John Milo Overstreet and Lyle Harley Cole. Both are independent, licensed insurance agents.

Overstreet and Cole offer their firm's services on both a discretionary and non-discretionary basis.

BCO Wealth Investment Strategy

BCO's investment strategy aims to provide clients with a hedge against inflation, reduced income taxes, growing net worth, retirement planning, an assessment of insurance needs and efficient distribution of estate assets. 

To achieve these objectives the firm works with clients to set financial goals, prioritize goals, initiate a plan of action and regularly review and update each client plan.

Identifying appropriate investments for clients entails BCO's use of fundamental analysis, modern portfolio theory and quantitative analysis.

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Portfolio Wealth Advisors is a fee-only firm works with high-net-worth and non-high-net-worth individuals.  

This firm charges clients one rate based on assets. Those between $250,000 and $999,999 pay 1.5% of assets under management. Those between $1 million and $4,999,999 pay 1.1%. And those over $5 million pay 0.85%.

The firm says that it currently requires a $1.5 million asset minimum.

For its advisory services, the firm mainly charges asset-base fees and hourly fees. 

Portfolio Wealth Advisors Background

Established in 2008, Portfolio Wealth primarily provides financial planning, portfolio management and financial planning services. The firm also uses wrap fee programs to manage accounts on a discretionary basis.

Lee E. Munson is the firm’s owner. 

Portfolio Wealth Advisors Investing Strategy 

Portfolio Wealth says on its brochure that it uses a combination of fundamental analysis and technical analysis to assess risk and global market opportunities. 

This firm typically invests client assets in mutual funds, exchange-traded funds (ETFs), stocks and bonds.

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Better Money Decisions has no minimum asset or income level requirement. However, it does impose a minimum fixed fee of $1,500 for financial planning services and another minimum fixed fee of $1,250 quarterly for financial subscription services. 

For clients with more than $300,000 engaging in portfolio management services, the firm charges a percentage of assets under management that ranges between 1.25% and 0.75%.

The fee-only firm works with high-net-worth and non-high-net-worth individuals, as well as charities.

Better Money Decisions Background

CEO Lorraine Ell is the majority owner of the firm that's been in operation since 2014. She is the author of "Bozos, Monsters and Whiz-bangs: Bad Advice from Financial Advisors and How to Avoid It!". She leads a team that includes three certified financial planners (CFPs).

The firm offers portfolio management on a discretionary or non-discretionary basis. It also provides comprehensive financial planning.

Better Money Decisions Investing Strategy

The firm says that it emphasizes risk control, "believing that avoid losses allows appreciation potential of equities to be realized." As a result, it looks for value, safety and quality when making investment decisions. Securities it uses include bonds, equities, mutual funds and exchange traded funds (ETFs).

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Santa Fe Advisors (SFA) is a fee-only firm that serves with high-net-worth clients and non-high-net-worth clients, as well as pension and profit-sharing plans and charities.

The firm typically imposes a minimum account balance of $1 million to engage in investment management services. Clients engaging only in financial planning services will need $3 million in investable assets.

The firm says each of these requirements are waivable under certain circumstances. SFA charges clients engaging in investment management services a percentage of assets under management ranging between 1% for the first $1 million and 0.35% for assets over $10 million. Fees for clients with non-discretionary investment accounts range from 1.25% for the first $1 million to 0.50% for assets over $10 million.

As a fee-only financial firm, advisors get compensation from client fees and do not take transaction-based fees such as sales commissions.

Santa Fe Advisors Background

Founded in 2014, Santa Fe Advisors currently has three principal owners: partners David Marion, Kristina Alley and David Kantor. Alley is a certified financial planner (CFP) and Marion is a chartered financial analyst (CFA). The trio has decades of wealth management experience between them.

SFA offers investment management and financial planning services. Financial planning typically goes hand-in-hand with the firm’s investment management services, but they are also available on a stand-alone basis.

Santa Fe Advisors Investment Strategy

Each client relationship at Santa Fe Advisors begins with a detailed discussion to determine the client’s preferences and objectives. Advisors then use this information to design portfolios that suit each client. The firm looks to manage risk, taking into account each client’s risk tolerance. It also usually takes a long-term approach and allows clients to accept or reject specific investment decisions.

All prospective investments are analyzed on an individual basis. However, advisors primarily use mutual funds and exchange-traded funds (ETFs) to construct clients' portfolios, while also relying on hedge funds and separately managed accounts (SMAs) where appropriate.

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MGM is a fee-only firm that serves individuals, high-net-worth individuals, pension and profit-sharing plans, trusts, estates, foundations, charitable organizations and corporations. Client accounts are managed on a discretionary basis. 

The firm, which runs offices in Washington state, Oregon and Idaho, has 12 certified financial planners (CFP). Some advisors have other professional designations. As a fee-only firm MGM revenue comes exclusively from client fees, not from third parties like insurance companies for the sale of annuities and other such insurance policies.

Although there is no set account minimum, most clients come to MGM with at least $500,000 in investable assets.

MGM Background

James F. CacGillivray, David C. Grosjean and Mary O. Mahoney founded MGM in 1993. In 2005 in August 2005. The firm is owned by The H Group, and Christopher K. Hicks serves as managing member and chief compliance officer. 

Fees range from a high of 1.95% for account less than $100,000 to 0.5% for accounts greater than $5 million.

MGM Investment Philosophy

The firm aims to create broadly diversified portfolios for all clients in the worldwide fixed-income and equity markets, combined with periodic rebalancing.

When developing investment advice the firm engages in "top-down, global macroeconomic analysis" and fundamental analysis.

MGM offers advice on investments primarily including mutual funds. However, we may also utilize other investments such as: exchange-traded funds, equity securities, debt securities, certificates of deposit, municipal securities, U.S. government securities and money market funds when appropriate.