Trajan Wealth, LLC is a registered investment advisor (RIA) that provides investment advice and financial planning services. The firm currently ranks on SmartAsset's list of the top financial advisors in Scottsdale, as it's the city in which Trajan is headquartered.
Jeffrey B. Junior, Trajan's CEO and founder, is well known in the Scottsdale area, as he has led frequent workshops about retirement planning and other financial topics. He's also a U.S. Marine Corps veteran, making the firm exclusively veteran-owned. Organizations such as Reuters, Yahoo! Finance, CNBC and Morningstar have quoted him in the past.
Trajan Wealth Background
Trajan Wealth began operations in 2010 under the name Valley Financial Wealth Management LLC. It changed to its current name in 2011. Jeffrey B. Junior is the firm’s sole owner, and he has been active in the financial services industry for more than two decades.
This firm's team of advisors holds a few certifications. These include Certified Financial Planner™ (CFP®), chartered financial analyst (CFA), chartered retirement planning counselor (CRPC), certified divorce financial analyst (CDFA), accredited investment fiduciary (AIF), accredited asset management specialist (AAMS) and more.
Trajan Wealth Client Types and Minimum Account Sizes
Nearly all of Trajan Wealth' client base is comprised of individuals and businesses. While the vast majority of these clients are individuals with less than high net worth, it also manages the assets of hundreds of high-net-worth individuals.
Trajan does not have a minimum account size in order to establish a relationship.
Services Offered by Trajan Wealth
Trajan Wealth can provide various services depending on your needs. A typical client’s relationship with the firm may cover all or some of the following topics:
- Cash flow management
- Tax planning and preparation
- Tax minimization
- Insurance review
- Wealth and investment management
- Education funding
- Estate planning
- Estate tax planning
- Living trust and will preparation
- Asset protection planning
- Retirement planning
- Annuity and income planning
- Elder law
In addition, the firm’s advisors can create diversified portfolios designed to meet the investment goals of each individual client.
Trajan Wealth Investment Philosophy
Trajan Wealth may utilize various investment strategies that it deems to be appropriate based on factors unique to each client. These can include the client’s risk tolerance, investment goals and more. Therefore, your portfolio may invest in any of these securities:
- Stocks
- Bonds
- Mutual funds
- Exchange-traded funds (ETFs)
- Cash
- Annuities
- Private equity and other alternatives
The firm notes that it generally invests in listed securities. However, it reserves the right to turn to other products if it thinks they are suitable to the client's circumstances and goals.
Fees Under Trajan Wealth
Each advisor operating through Trajan Wealth establishes their own fee structure according to each client's situation. However, the firm does abide by a 2% maximum annual fee. Fees are generally paid by clients monthly or quarterly in arrears, or quarterly in advance. These fees will be directly debited from your account.
What to Watch Out For
Trajan Wealth has no legal or disciplinary matters to disclose on its SEC-filed Form ADV.
As a fee-based firm, certain advisors at Trajan Wealth can receive commissions from the sale of insurance products. Despite the potential conflict of interest this creates, the firm is bound by fiduciary duty to act in your best interest at all times.
Opening an Account With Trajan Wealth
An interested client can open an account with Trajan Wealth by visiting its website or calling (800) 838-3079. Besides its headquarters in Scottsdale, Trajan Wealth operates other offices in Arizona (Gilbert, Goodyear, Peoria and Tucson), Colorado, Florida, Georgia, Illinois, Indiana, North Carolina, Oregon, Tennessee, Texas and Utah.
All information is accurate as of the writing of this article.
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